Marriage itself doesn’t affect your eligibility for SSI benefits, but if your new husband or wife has income, Social Security will attribute some of his or her income to you (this is called deeming spousal income). If you and your fiancé are both receiving SSI, you’re likely to receive less money.
Why was my SSI check reduced?
Your Social Security check will decrease if you owe certain debts like back taxes or student loans. Taking your Social Security benefits early can reduce your payments by up to 30%. Triggered by higher income, a higher Medicare premium can diminish your monthly Social Security check.
Can your SSI be decreased?
We may reduce your Supplemental Security Income (SSI) payment by one-third if you live in another person’s household throughout a month and you do not pay for the food and shelter you get from the household. If she does not have any other countable income, her SSI payment would be reduced to $529.34.
How does being married affect your SSI benefits?
Benefits for a married couple, both of whom receive SSI and have no other income, amount to 25 percent less than the total they would receive if they were living together but not as husband and wife. This analysis identifies how marital status affects benefit rates and the counting of income and resources in determining eligibility.
Can a spouse apply for SSI if there is no income?
The SSI applicant or beneficiary must qualify on the basis of his or her own income, before any deeming of the ineligible spouse’s income is considered. If the ineligible spouse’s income is equal to or less than the difference between the couple and individual FBR, there is no income to deem to the eligible individual.
Can a family with SSI exceed the poverty threshold?
When several individuals in one family (excluding married couples) receive SSI, each member is eligible for the full FBR minus any countable income. Since SSI benefits are not reduced for each subsequent eligible family member, it is possible for total family income from SSI to exceed the poverty threshold.
Are there any exclusions for married couples on SSI?
Exclusion Option 2: Give each member of an eligible couple a separate earned income exclusion. Exclusion Option 3: Give each member of an eligible couple a separate infrequent and irregular income exclusion. Exclusion Option 4: Eliminate the marriage restriction for the student earned income exclusion.
